Individual Health Insurance

Individual health insurance plans provide a lot of flexibility for those without an option of an employer-sponsored plan or with specific healthcare needs. Let our trained experts help you navigate the various complexities to find the best health insurance plan solution for you or a family member!


Annual Open Enrollment Each fall the insurance carrier will set aside dates during November & December to offer the new plan designs and rates for the upcoming year starting January 1st.  During this time individuals can evaluate and make changes to their plan.

Special Enrollment: You can only enroll outside of the above open enrollment period if you have had a qualifying event.  Follow the link below to see if you qualify for a special enrollment:

Options for Obtaining Individual Coverage

We understand insurance can feel a little overwhelming.  In order to best serve our clients, it is usually preferred to schedule a short phone call to discuss the timing and style of plan that you are looking for.  Please use the contact us page to get the conversation started.  Make sure to include your name and best contact information!

Depending on your access to employer-offered healthcare coverage AND your annual household income, you MAY qualify for a premium tax credit (subsidy) which would lower your monthly premium.

Do you qualify for subsidy?

IF YES: you can go directly to

IF NO: you can go to BCBSNC directly Get a Free Rate Quote